Finally, DH got an answer from the accountant about changing the withholding on his paycheck. We took the number to 8 from what the w-4 calculator had told me, which was 16. I feel pretty confident that this should be okay. If not, we'll adjust it again at the beginning of next year.

Changing the withholding gives us an extra $158 per paycheck, plus more of his percentage checks. So, an extra $316 a month, at least!

I'm not sure where to start with that extra money. There are a number of things I need to catch up on first, having gotten sidetracked this month - my BP card, which I have always paid in full, is carrying a balance right now which I'm going to pay off. I've also charged some stuff on my VISA that I normally wouldn't charge, so I want to pay those purchases off. We also used $500 from our equity line at the beginning of the month, which I definitely want to pay off. I have the usual bills, in addition. I also need to order filters for our air conditioner system; car insurance is due again on the 8th; county property taxes are due on August 15 and termite bond is due on the 30th of this month.

It feels good to be getting back on track, though. The trick is not to let our expenses expand to fill that extra income!
Maybe I need to look into automatic weekly transfers from our checking account onto my VISA card.